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	<title>Associated Property Management (APM)</title>
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	<description>Community Association Management - Palm Beach County, Fl</description>
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		<title>Robert N. Rosen, CPA</title>
		<link>http://www.assocpropmgt.com/2011/03/09/robert-n-rosen-cpa/</link>
		<comments>http://www.assocpropmgt.com/2011/03/09/robert-n-rosen-cpa/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 19:07:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/2011/03/09/robert-n-rosen-cpa/</guid>
		<description><![CDATA[With the crash in the housing market in the last 2-1/2 years, the need for good accounting at the condominium and homeowners association level is greater than ever before.
Adequate budgeting for operating expenses and reserve items for major repairs and replacements are more important than ever in making sure the Association is operating effectively from ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What’s the difference between admitted and non-admitted Insurance Companies?</title>
		<link>http://www.assocpropmgt.com/2011/03/09/what%e2%80%99s-the-difference-between-admitted-and-non-admitted-insurance-companies/</link>
		<comments>http://www.assocpropmgt.com/2011/03/09/what%e2%80%99s-the-difference-between-admitted-and-non-admitted-insurance-companies/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 19:05:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/2011/03/09/what%e2%80%99s-the-difference-between-admitted-and-non-admitted-insurance-companies/</guid>
		<description><![CDATA[ By Paul M. Mack, CIC, AAI, CRM
I am often asked by my clients, “what is the rating of this insurance company?”  Financial stability is important and boards should be diligent about selecting a strong carrier.  It is equally important to understand how your carriers are filed to do business.  A Florida admitted, or standard ]]></description>
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		<slash:comments>11584</slash:comments>
		</item>
		<item>
		<title>Association Assessment Collections</title>
		<link>http://www.assocpropmgt.com/2011/03/09/association-assessment-collections/</link>
		<comments>http://www.assocpropmgt.com/2011/03/09/association-assessment-collections/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 18:54:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/2011/03/09/association-assessment-collections/</guid>
		<description><![CDATA[by
Michael J Posner
Collections have become a major issue for condominium and homeowners associations. Even the least affected communities have a few delinquent accounts, with some associations having a fifty percent or higher delinquency rate. Collection of delinquent accounts can be difficult and as the old saying goes, you cannot get blood from a stone. However, ]]></description>
		<wfw:commentRss>http://www.assocpropmgt.com/2011/03/09/association-assessment-collections/feed/</wfw:commentRss>
		<slash:comments>7385</slash:comments>
		</item>
		<item>
		<title>Community Association Collections, Don’t Do This or Else!</title>
		<link>http://www.assocpropmgt.com/2010/03/30/your-community-needs-to-follow-fair-debt-collections-practices/</link>
		<comments>http://www.assocpropmgt.com/2010/03/30/your-community-needs-to-follow-fair-debt-collections-practices/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 22:44:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/?p=1836</guid>
		<description><![CDATA[We have a client that is very mad right now at the declining state of their association, due to the growing list of delinquent unit owners.  The association wants us to publish the list of delinquents in the newsletter and post this list on the bulletin board as well.  Though we can empathize with the Board of Directors, we suggested to them why we did not think it was a good idea and here are the reasons why:]]></description>
		<wfw:commentRss>http://www.assocpropmgt.com/2010/03/30/your-community-needs-to-follow-fair-debt-collections-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Do I Have to Live in an Homeowners&#8217; Association?</title>
		<link>http://www.assocpropmgt.com/2010/03/12/living-in-a-homeowners-association/</link>
		<comments>http://www.assocpropmgt.com/2010/03/12/living-in-a-homeowners-association/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 17:59:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/?p=1737</guid>
		<description><![CDATA[I read every day about people complaining about living in an homeowners&#8217; association. They complain that they are too restrictive, infringe upon their rights, and of all things, that their HOA is illegal! Here are the facts and issues why there are community associations:
Government agencies (counties and municipalities) who provide the approvals to the builders ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Ways Your Community Association Can Lower Expenses &amp; Save Now!</title>
		<link>http://www.assocpropmgt.com/2010/02/20/ways-your-community-association-can-lower-expenses/</link>
		<comments>http://www.assocpropmgt.com/2010/02/20/ways-your-community-association-can-lower-expenses/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 12:17:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/?p=1474</guid>
		<description><![CDATA[Due to the poor economy, the foreclosure crisis and a growing amount of owner delinquencies, community associations are considering ways to lower their expenses in ways that would not be considered before. Today, Boards are open to lowering their overhead in creative ways that will lessen the impact of their association receiving lower assessment income. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Habits of Effective Board of Directors in Community Associations</title>
		<link>http://www.assocpropmgt.com/2010/02/06/habits-of-effective-board-of-directors-in-community-associations/</link>
		<comments>http://www.assocpropmgt.com/2010/02/06/habits-of-effective-board-of-directors-in-community-associations/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 16:57:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt.com/?p=1280</guid>
		<description><![CDATA[Effective board of directors share the following habits and they get things done for their associations.  1. Board of Directors Meetings are for making decisions. Your Board Members and Committee Leaders all understand what decisions have to be made at the meeting.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Priority of Your Community Association Documents</title>
		<link>http://www.assocpropmgt.com/2010/01/27/priority-of-your-community-association-documents/</link>
		<comments>http://www.assocpropmgt.com/2010/01/27/priority-of-your-community-association-documents/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 11:20:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Newsletter]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt2.com/?p=557</guid>
		<description><![CDATA[
In all community associations, various documents make up and support the structure, governance and operations of the association.  Different sections of the various community association documents should be consistent and support each other. Community association documents are complex and contain a tremendous amount of information that sometimes will contain inconsistencies and may contradict each other.  When ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Protect Your Community Association from Unlicensed Activity</title>
		<link>http://www.assocpropmgt.com/2010/01/20/protect-your-community-association-from-unlicensed-activity-2/</link>
		<comments>http://www.assocpropmgt.com/2010/01/20/protect-your-community-association-from-unlicensed-activity-2/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 10:48:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Slide Show]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt2.com/?p=332</guid>
		<description><![CDATA[Unlicensed activity is when an individual or corporation performs or offers to perform a job or service that requires a state license.  Unlicensed activity can occur in every profession and business that is licensed by DBPR.  There are measures you can take to protect your association from the practice of unlicensed activity.]]></description>
		<wfw:commentRss>http://www.assocpropmgt.com/2010/01/20/protect-your-community-association-from-unlicensed-activity-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>8 Ways to Spruce Up Your Community Association on a Shoestring</title>
		<link>http://www.assocpropmgt.com/2010/01/20/ways-to-clean-up-your-community-association-save-money/</link>
		<comments>http://www.assocpropmgt.com/2010/01/20/ways-to-clean-up-your-community-association-save-money/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 04:46:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Slide Show]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt2.com/?p=316</guid>
		<description><![CDATA[Today, community associations are watching their expenses due to reduced revenues. In an effort to save money, associations may be skipping simple ways to improve and spruce up their community. Here are some simple suggestions to clean-up your community association very cheaply:
1. Pressure clean all sidewalks, street gutters and any other areas in your community ]]></description>
		<wfw:commentRss>http://www.assocpropmgt.com/2010/01/20/ways-to-clean-up-your-community-association-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>“Don’t Ask, Don’t Tell” – 5 Secrets New Property Management Companies Won’t Tell You</title>
		<link>http://www.assocpropmgt.com/2010/01/20/secrets-of-new-property-management-companies/</link>
		<comments>http://www.assocpropmgt.com/2010/01/20/secrets-of-new-property-management-companies/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 04:40:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Slide Show]]></category>

		<guid isPermaLink="false">http://www.assocpropmgt2.com/?p=310</guid>
		<description><![CDATA[You know that new property management company that will say or do anything to get your business? They have some secrets that you should know about and they are hoping that you won’t ask.




1. “We really don’t have the experience that we say we have”.

Our experience consists of banking, real estate sales, construction or some ]]></description>
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		<slash:comments>0</slash:comments>
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